See if you're eligible for over £750k in tax-free Life Insurance Payout — plus pay premiums through your limited company, fully tax deductible. We handle the whole setup for you.
4.9/5 from 47 Google reviews · Trusted by 2,000+ directors
Your details are with our team. To get your quotes faster, book a quick 30-minute call — your adviser will run through the best options live.
No thanks, I'll wait for a call from an adviserThis is usually best suited for you if:
Most business owners fund life insurance personally — no tax relief, no write-offs, missed savings. A Relevant Life Plan changes everything.
Corporation tax deductible premiums
No benefit-in-kind tax for the employee
Set up in trust for faster payout
Full corporation tax relief on your return
Tailored life insurance solutions for directors, owners, and key employees
Tax-efficient life cover for directors and employees, paid for by the business.
Protects the business from the financial impact of losing a vital employee or owner.
Covers outstanding loans, commercial mortgages, or personal guarantees tied to the business.
Replaces lost income for directors and executives unable to work due to illness or injury.
Ensures surviving partners can buy out a deceased co-owner's shares using insurance proceeds.
From first quote to policy in place — we handle everything so you don't have to think about it.
It only takes 30 seconds — No Credit Check — No Obligation.
Get your free quotes. With whole-of-market access we will walk you through your options, the tax benefits, cover levels and what makes sense for your business.
Providing you like what you hear, we set up the policy, we liaise with the insurer and manage all the paperwork.
Most directors either go direct to an insurer, use a generalist broker, or do nothing. Here's what each option actually gets you.
| Vantage Group | Going Direct | High Street Broker | Doing Nothing | |
|---|---|---|---|---|
| Access to 12+ UK insurers | ✓ | ✗ | ✓ | ✗ |
| Policy paid by your limited company | ✓ | ✗ | ✗ | ✗ |
| Tax structuring for directors | ✓ | ✗ | ✗ | ✗ |
| Done-for-you setup & admin | ✓ | ✗ | Sometimes | ✗ |
| Dedicated business insurance specialist | ✓ | ✗ | Sometimes | ✗ |
| No adviser fee to you | ✓ | ✓ | ✗ | ✓ |
| Ongoing policy management & reviews | ✓ | ✗ | Sometimes | ✗ |
| FCA regulated advice | ✓ | ✓ | ✓ | ✗ |
"I had no idea I could run my life cover through the business until a friend mentioned Vantage Group. They set the whole thing up — my accountant was impressed. I'm saving £180 a month compared to what I was paying personally. Should have done this years ago."
"Genuinely the easiest financial decision I've made for the business. Policy in place within a week, and the tax saving paid for itself in the first month."
"Gary explained exactly how the tax side worked in plain English. My previous broker had never even mentioned Relevant Life. The saving was significant — wish I'd found Vantage Group sooner."
"I've been a director for 10 years and never known about this. The whole process was smooth — they handled everything with the insurer. No paperwork headaches."
"Had a pre-existing condition and was worried I wouldn't qualify. The team were honest, found me a competitive policy, and set up everything through my company. Excellent service."
"Really straightforward. Spoke to an adviser on a Tuesday, quotes in by Thursday, policy agreed by the following week. Saved over £100 a month. Highly recommend."
Premiums increase with age. Directors who act now lock in today's rates — every month you wait costs more.
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