Vantage Group
FCA Regulated · No. 301173
02890 308030
For Limited Company Directors

Save Up To 49% On Your Life Insurance paid by your business

See if you're eligible for over £750k in tax-free Life Insurance Payout — plus pay premiums through your limited company, fully tax deductible. We handle the whole setup for you.

100% deductible business expense
No National Insurance on premiums
Pays your family directly, tax-free
49% cheaper than your personal policy with no benefit-in-kind tax

4.9/5 from 47 Google reviews · Trusted by 2,000+ directors

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FCA Regulated No. 301173
4.9/5 from 47 Google Reviews
Trusted by 2,000+ directors
Save up to 49% on premiums
Eligibility

Who Is This For?

This is usually best suited for you if:

  • You are a UK limited company director
  • You pay yourself via PAYE/dividends
  • You currently pay for life insurance personally, or you’re interested in getting life insurance
  • You want your company to fund your cover tax-efficiently
  • You want the policy set up correctly without admin
Tax Efficiency

Reduce Your Corporation Tax as a Company Director

Most business owners fund life insurance personally — no tax relief, no write-offs, missed savings. A Relevant Life Plan changes everything.

100% Tax Efficient

Corporation tax deductible premiums

No P11D Charge

No benefit-in-kind tax for the employee

No Inheritance Tax

Set up in trust for faster payout

CT600 Relief

Full corporation tax relief on your return

Up to 49%
savings on premiums vs personal life insurance
What We Offer

Key Policies For Business Owners

Tailored life insurance solutions for directors, owners, and key employees

Relevant Life Plan

Tax-efficient life cover for directors and employees, paid for by the business.

Why it matters: Significant tax saving vs personal life insurance — no P11D charge, full corporation tax relief.

Key Person Insurance

Protects the business from the financial impact of losing a vital employee or owner.

Why it matters: Ensures business continuity by covering lost revenue, hiring costs, and operational disruption.

Business Loan Protection

Covers outstanding loans, commercial mortgages, or personal guarantees tied to the business.

Why it matters: Prevents business debt from becoming a burden on surviving partners or family.

Executive Income Protection

Replaces lost income for directors and executives unable to work due to illness or injury.

Why it matters: Maintains lifestyle and income during recovery — tax-efficient for the company.

Shareholder & Partnership Protection

Ensures surviving partners can buy out a deceased co-owner's shares using insurance proceeds.

Why it matters: Prevents ownership disputes and keeps control within trusted hands.
Simple Process

Up and running in 3 steps

From first quote to policy in place — we handle everything so you don't have to think about it.

1

Complete the form

It only takes 30 seconds — No Credit Check — No Obligation.

2

Speak to an advisor

Get your free quotes. With whole-of-market access we will walk you through your options, the tax benefits, cover levels and what makes sense for your business.

3

We handle everything

Providing you like what you hear, we set up the policy, we liaise with the insurer and manage all the paperwork.

Why Vantage Group

What you get that others don't

Most directors either go direct to an insurer, use a generalist broker, or do nothing. Here's what each option actually gets you.

Vantage Group Going Direct High Street Broker Doing Nothing
Access to 12+ UK insurers
Policy paid by your limited company
Tax structuring for directors
Done-for-you setup & admin Sometimes
Dedicated business insurance specialist Sometimes
No adviser fee to you
Ongoing policy management & reviews Sometimes
FCA regulated advice
Real Clients, Real Results

What directors are saying

4.9
★★★★★
from 47 verified Google reviews
Google Reviews
★★★★★

"Genuinely the easiest financial decision I've made for the business. Policy in place within a week, and the tax saving paid for itself in the first month."

SC
Sarah C.
Founder & Director · Google Review
★★★★★

"Gary explained exactly how the tax side worked in plain English. My previous broker had never even mentioned Relevant Life. The saving was significant — wish I'd found Vantage Group sooner."

RP
Richard P.
IT Contractor · Google Review
★★★★★

"I've been a director for 10 years and never known about this. The whole process was smooth — they handled everything with the insurer. No paperwork headaches."

JT
James T.
Agency Director · Google Review
★★★★★

"Had a pre-existing condition and was worried I wouldn't qualify. The team were honest, found me a competitive policy, and set up everything through my company. Excellent service."

LM
Laura M.
Consultant · Google Review
★★★★★

"Really straightforward. Spoke to an adviser on a Tuesday, quotes in by Thursday, policy agreed by the following week. Saved over £100 a month. Highly recommend."

DW
David W.
Construction Director · Google Review
Common Questions

Frequently asked questions

That depends on your business structure and goals. Many directors benefit from Relevant Life Plans or Key Person Insurance to protect their company and staff, while Shareholder Protection or Business Loan Protection may be more suitable if you have business partners or debts.
Yes — certain policies like Relevant Life Plans are eligible for corporation tax relief and don't count as a P11D benefit, meaning no additional personal tax liabilities.
Absolutely. We can tailor a plan that protects several directors, partners, or key employees — ensuring your business is covered from all angles.
We help you calculate the right amount based on business loans, operational costs, revenue impact, and long-term risk. Our business advisors will guide you through it, step by step.
In most cases, policies can be reassigned or adjusted. We'll help you review your options to keep protection aligned with your role and responsibilities.
Once we've gathered the necessary details, most business life insurance policies can be in place within a few days — with zero disruption to your operations. Complex cases requiring medical evidence may take a few weeks, but we'll keep you updated at every stage.
Unlike generic providers, we specialise in life insurance for business owners. That means tailored advice, exclusive business-only deals, and access to advisors who understand company structures, tax rules, and shareholder dynamics.

Still thinking about it?

Premiums increase with age. Directors who act now lock in today's rates — every month you wait costs more.

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Most directors are surprised how much they save by switching to a business-funded policy. No commitment required.